PHP Capital

We believe everyone deserves a comfortable and secure retirement. Asset Management, Tax Advantaged Investments, Retirement Plans, 401(k) Rollovers.

Where your family's future is the goal.

Why PHP Capital?

People understand that investing is one of the most important activities to provide for their futures and want to make good decisions.  Have you ever asked yourself, “Am I doing the right thing?”  Most people do not have the required time, energy, or expertise to filter through the myriad of information they encounter on a daily basis.  Many turn their investments over to a financial advisor they hope to trust. Unfortunately many advisors are not proactive in their communication or investment strategies, and simply recommend generic off-the-shelf investments.

PHP Capital and our associates believe that your trust is not given, it is earned.  We are associated with a research-driven firm that has been assisting investors for over 100 years.*  Unlike many firms, we do not simply collect your assets and ship them to a third party money manager.**  We receive research from many sources and work to dissect the information in an effort to provide the very best in investment advice.  Through sound financial advice,  excellent communication, and ongoing client education we are constantly working to enrich our clients’ lives.  How do you feel about your current advisor and the investment strategy being used?

 

* Sterne Agee Financial Services Inc. is a subsidiary of Sterne Agee Group Inc.  Sterne Agee was established in 1901

** PHP Capital LLC associates do in many cases incorporate third party money management into a diversified investment portfolio.

  

 

 

 

 

 
Calculators

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

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Newsletters

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

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